paytio · pre-checkout layer

dynamic pricing, made human

to each their need.
to each their ability.

a price is a relationship, not a number. demand moves. budgets move. loyalty grows. paytio lets the price move with them — without anyone losing face.

buyer names what it's worth to them. you've already named what it's worth to you. the two meet in the middle, in 400ms.

01 · the seller

every fixed price is a guess about a stranger.

she set the number in march for a buyer she'd meet in september. by then, the weather, the wage, the want — all different.

68%

of carts walk away at the price step

not shipping. not friction. price. the buyer wanted it — just not at that number, not on that day. a fixed price has nothing to say back.

02 · the system

demand is a conversation. the catalog is a monologue.

airlines, hotels, uber — they've moved their prices for decades. the rest of commerce kept shouting one number at every passerby.

1 question

added to your checkout

"what is this worth to you, today?" — that's the whole interface. installed in 4 minutes. your theme, fulfillment, taxes, refunds all stay put.

03 · the buyer

she opened the tab three times this week.

hesitation isn't abandonment. it's an offer she never got to make. a fair price the system never let her say out loud.

400ms

from offer to answer

your terms run on her number — your floor, your margin, the inventory, the season, her history with you. a yes, a counter, or a soft no. faster than a page reload.

04 · the gap

$89 and $72 are sometimes a sale, sometimes a goodbye.

paytio lets you say yes to the first buyer without saying yes to all of them. the price meets each person where they are.

the exchange, in three moves

01

you name your terms

in private. "the $120 hat — i'd take $90 from a new buyer, $80 from a repeat." it's your floor, your rules, nobody sees it but paytio.

02

they name their value

at checkout, a quiet button: "make an offer." they type what it's worth to them. no shame, no coupon hunt, no dm.

03

the price meets in the middle

instant yes, instant counter, or a graceful no. when it's yes, a one-use code drops them into your normal checkout at the agreed number.

05 · dignity

he wanted the jacket. he didn't want to ask for a discount.

negotiation has been hidden inside dms, abandon emails, coupon sites. paytio brings it back into daylight — for both sides.

+23%

recovered revenue across 142 pilot stores

same skus, same traffic, paytio off vs paytio on. the lift isn't a discount — it's the sales that were silently walking out the door.

06 · your hand on the dial

you set the floor. you set the rules. paytio just runs them.

no ai talking to your customers in your voice. no opaque algorithm. every offer is in the crm — you can read the room, anytime.

07 · the relationship

a repeat buyer who pays on time gets a softer floor. a stranger gets the public one.

prices that reflect history, not just demand. abuse — same ip, same card, escalating offers — handled quietly in the background.

the cart isn't dead.

it was just waiting for a reply.